We all know that sunshine has a lot of benefits and can be used in different contexts. One meaning of sunshine is happiness or pleasure; and that’s the context I will be talking about. Your finances do not have to
Add Some Sunshine to Your Finances
Remember the Basics!
Welcome to another enlightening post on The Financial Literate! Today is the first Monday in the month, which is also a new quarter. So, here are some good tips to keep you focused on your journey to financial independence and
Make It Easy!
Financial success requires discipline, just the same way any form of success requires discipline. We, humans, innately prefer the easy way. Therefore, to attain success, consciously practising right habits is important. Let me break it down more. It is easier
What is Your Spending Ratio?
When we talk on budgeting, we talk about having a budget ratio which clearly states the percentages of your income you spend on your needs, wants and savings/investment. When you spend within this budget ratio, it becomes your spending ratio,
Choose to Challenge!
Happy International Women’s Day! I celebrate my gender, today, with the rest of the world. Women, over the world, are known and to be beings of poise, courage, resilience, creativity, and trailblazers amongst others. It is indeed worth celebrating us!
Cheers to My Account!
It is a new month💃. Periods serve as stop-points to help us check our progress from time to time. So, here’s a quick one. How well did you handle your finances last month? Your finance is a personal journey. It
I Do Not Want to Lose Hold of My Money!
At times, I would rather hold on to my money and see it in my bank account than letting it go from me. This makes me delay jumping on a viable investment opportunity or making a payment which is not
After the Goal, What Next?
I am beginning today’s post with a short riddle. A mini-mart owner had a goal of making sales of ₦10,000 on a particular day. An hour before the close of the day, he had already made ₦9,200 in sales and
My Money System
If you’re having trouble changing your habits, the problem isn’t you, the problem is your system. -Culled from Atomic Habits by James Clear. Yes, it is good to set goals, however, if you do not focus on your money systems,
Against All Odds
Happy New Month!!! This is my first post this year, so, I will start with- Welcome back! How did January go for you in your finances? A new year is most times accompanied with goals for the year; goals to